Associate Manager/ Manager, Credit Administration, Disbursement & Settlement Unit

Job Description

Vacancy

Not specific

Job Responsibilities

• All types of disbursement and settlement (both OBU and DBU) execution in CBS as per sanction, approval, and Departmental Operational Instruction with proper due diligence;
• All types of Composite Limit Loading (new, renewal, one-off, EOL, hive-off, earmarking) in CBS as per LLI (Limit Loading instruction) circulated by the documentation team;
• Loan re-structuring, re-scheduling, interest waiver, and write-off execution as per the bank’s policy and Bangladesh Bank’s circular/regulation;
• Ability to handle Core Banking Solutions and dedicated product-oriented software of the bank efficiently as per Job Card;
• All types of certificate issuance related to loans (Overdue, Balance Confirmation, Liability Status, and NOC);
• Ensure prompt response to all inquiries professionally and good liaison with stakeholders, especially Business, Product team, CRM, Finance, IT, and external and internal audit team;
• Having basic knowledge about financial accounting applicable for Bank/FI;
• Good knowledge about different internal and external processes/policies/guidelines and Central Bank’s regulations;
• Identify process gaps and grey areas and initiate to re-engineer process through the line manager;
• Re-pricing of loan, re-phasing existing amortization, tenure extension/modification based on approval, helping PPG drafting and review, CBS capacity enhancement;
• Attend auditors (internal/external) relating to loan disbursement and compliances, regularize audit observations, respond/escalate audit comments in due time and manner, and maintain satisfactory audit rating;
• Maintain DCFCL and timely escalation of OKRI and other required reports/MIS;
• Timely and regular-basis submission of information related to all reporting issues toward the Central Bank or any other authorities, as and when required;
• Assist other colleagues of the team as and when required.

Employment Status

Full-time

Educational Requirements

• Masters’s & Bachelor’s degrees from reputed universities with satisfactory academic track record;

Experience Requirements

• 3 to 5 year(s)

Additional Requirements

• Minimum 3-5 years experience in a Bank or Non-Bank Financial Institution and/or dealing in the relevant field of Disbursement & Settlement (Transaction Unit);
• Computer literacy (MS Word, Excel, Access, PowerPoint, etc.);
• Good communication skills (both written & verbal);
• Excellent interpersonal relationship and analytical ability;
• Self-propelled, customer-centric, team player, and capable of meeting deadlines.

Job Location

Anywhere in Bangladesh

Job Qualification

• Masters's & Bachelor's degrees from reputed universities with satisfactory academic track record;