Credit Analyst- SME (Habiganj)

Job Description

Vacancy

1

Job Responsibilities

• Comprehensive visit to prospective customer to identify customer’s creditworthiness
• Assess client’s requirement and match the same against repayment capacity with the help of key financial indicators and subjective judgment
• Preparing credit memo based on relevant lending guidelines/PPG and close the request accordingly
• Maintain liaison and correspond with RMs for meeting queries from approver related to credit proposals
• Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank)
• Regularly visit the customers/businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same
• Preparation of checklists/synopsis related to credit proposals for Credit Evaluation Committee Meeting and preparation of Board Memos for approval
• Supply necessary report to Bangladesh Bank related to credit issues as and when required
• Assist on specific projects / tasks as assigned.

Employment Status

Full-time

Workplace

• Work at office

Educational Requirements

• Bachelor of Business Administration (BBA)
• BBA/MBA degree (Major in Finance/ Accounting/ Banking) with a minimum CGPA of 3.0 on a 4.0 point scale from any reputed University.

Experience Requirements

• At least 1 year(s)

Additional Requirements

• Age at least 24 years
• Area of experience: CRM Division of any Bank or Financial Institution
• Superior problem solving, analytical, decision-making, presentation and interpersonal skills
• Excellent oral and written communication skills
• Computer literacy having good command in Microsoft Office Suite
• Drive and determination – high energy level, but composed and independent
• Ability to take proper decisions quickly
• Able to work both independently and as part of a team under deadlines

Job Location

Habiganj

Salary

Negotiable

Compensation & Other Benefits

• As per company policy

Job Qualification

• Bachelor of Business Administration (BBA)
• BBA/MBA degree (Major in Finance/ Accounting/ Banking) with a minimum CGPA of 3.0 on a 4.0 point scale from any reputed University.