Risk Manager

Job Description

Vacancy

Not specific

Job Responsibilities

• Receive complete loan applications from the Business team following Bangladesh Bank and BRAC Bank’s PPG-Policy guidelines;
• Visit the customers to assess creditworthiness; visit the guarantor on case to case basis to ensure loan security;
• Complete 360° loan analysis i. e. repayment capacity, loan purpose, financial parameters, seasonality, supplier-buyer relations, CIB report, industry-market trend, policy compliance;
• Complete Credit Approval Memo and arrange Loan Approval as per DLA of BRAC Bank;
• Ensure standard turnaround time (TAT) of CRM loan processing;
• Update CRM MIS according to processing level; communicate continuously with CRM MIS;
• Keep effective communication with small business team and other stakeholders;
• Monitor repayments of the loan portfolio of linked SME Unit Office and Relationship Officers;
• Monitor repayments of the loan portfolio that relates to analyst and approver.

Employment Status

Full-time

Educational Requirements

• Bachelor’s degree from a UGC-approved university with a satisfactory academic track record;

Experience Requirements

• 3 to 5 year(s)

Additional Requirements

• Minimum 3-5 years of relevant experience in a relevant field;
• Demonstrated ability to apply complex analysis to support the real-time business decision;
• Should be proactive in problem-solving and stakeholder issue handling;
• Good communication and interpersonal skills;
• Strong interpersonal skills and the ability to influence peers;
• Customer-centric and self-propelled.

Job Location

Anywhere in Bangladesh

Job Qualification

• Bachelor's degree from a UGC-approved university with a satisfactory academic track record;