Senior Officer / Principal Officer, Credit Risk Management (Corporate)

Job Description

Vacancy

Not specific

Job Responsibilities

• Review Credit Applications recommended by RM/Branches and provide independent risk assessment and recommendation
• Oversight of the Bank’s credit policies, procedures, and controls relating to all credit risks arising from corporate/commercial/institutional/personal/treasury operations
• Monitor and review Bank’s Loan portfolios and prepare monitoring Reports
• Visit customer’s Factory as part of Loan Monitoring
• To provide advice/assistance regarding all credit matters to line management/RMs
• Contribute to the development of credit risk management skills of staff in the Credit
• Ensure compliance with internal policies and procedures and external regulatory requirements
• Update the Bank’s lending guidelines/credit policies as and when required
• Assessment & justification of client’s requirement, financial standing, working capital & cash flow analysis, debt service capacity analysis, etc. Risk Identification, Risk Analysis & mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security analysis, transaction record & account performance analysis, business & market analysis
• Identify and map business strengths and customer needs
• Find out what an organization needs and work with a team to plan proposals and pricing when required
• Follow industry trends locally and internationally

Employment Status

Full-time

Educational Requirements

• Master’s Degree preferably in Business discipline from any reputed Public/Private/Foreign University with a good academic track record.
• Other professional Certification like CFA, CPA, ACCA, or CA will be considered as an added advantage

Experience Requirements

• At least 5 year(s)
• The applicants should have experience in the following area(s):
  Credit Risk Management
• The applicants should have experience in the following business area(s):
  Banks

Additional Requirements

• Age 25 to 35 years
• Having an in-depth knowledge of business products and value proposition
• Should have in-depth knowledge of diversified banking products and be well conversant in relevant regulatory policies, guidelines, and laws
• Should have in depth knowledge of diversified banking products and well conversant in relevant regulatory policies, guidelines and laws

Job Location

Dhaka

Salary

Negotiable

Compensation & Other Benefits

• Festival Bonus: 2
• Leave Allowance as per the Bank’s rules
• Annual Salary increment as per the Bank’s rules
• Group life insurance and other benefits as per the Bank’s rules

Job Qualification

• Master's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with a good academic track record.
• Other professional Certification like CFA, CPA, ACCA, or CA will be considered as an added advantage