Senior Risk Manager, Bank & FI

Job Description

Vacancy

Not specific

Job Responsibilities

• Review and analyze credit proposals of banks and financial institutions in both qualitative and quantitative ways to assess creditworthiness and risks in a respective business transaction;
• Practice detailed risk analysis and mitigation process by policy guidelines, bank’s risk appetite, and business plan;
• Regularly analyze financials of banks and non-banking financial institutions and complete spreadsheets to derive internal credit risk grade;
• Help set Counter Party Limits for Money Market, Trade Transactions, and FX settlements by analyzing and assessing the proposals of the counterparty(s), transactions, purpose, client’s requirement, financial analysis, associated risks (counterparty credit risks, settlement risks, interest risks, etc.), mitigating tools as per Banks’ guidelines and regulations;
• Develop MM & FX proposal template in line with market best practice; appraise credit proposal for onward submission to the appropriate delegated authority, including the Board of Directors and senior management for necessary approval (/disposal);
• Ensure compliance with internal policies, guidelines, and external regulatory requirements during the approval process;
• Ensure standard Turn-Around-Time (TAT) as advised under the bank’s strategy and policy for approval;
• Liaise with stakeholders and manage portfolio accordingly;
• Monitor the quality of assigned portfolio with regular monitoring of repayment/settlement behavior, performance to ensure that the portfolio is thoroughly and conservatively valued and probable losses are adequately estimated;
• Assist in establishing and updating relevant internal lending policies and guidelines.

Employment Status

Full-time

Educational Requirements

• Bachelor’s degree from a UGC-approved university with a satisfactory academic track record;

Experience Requirements

• At least 10 year(s)

Additional Requirements

• Minimum 10 years of banking experience with both corporate credit/ business and Treasury will be preferred;
• Strong knowledge of market practices with in depth understanding of financial markets, financial analysis of Banks and FIs, analytical skills to assess associated risks (counter party credit risks, settlement risks, interest rate risks etc.) and mitigating tools while protecting the interest of the bank, depositors and investors;
• Good understanding of FX and MM requirement of treasury business, Risk Grading of Counter party(s), setting exposure limit in line with the bank’s appetite;
• Excellent interpersonal and organizational skills with the ability to work well in a small and dynamic team;
• Proactive and sound knowledge on contemporary business issues and economic aspects;
• Proficient in the suit of MS Office products and credit risk tools;
• Must be able to complete assignments in a timely and effective manner.

Job Location

Anywhere in Bangladesh

Job Qualification

• Bachelor's degree from a UGC-approved university with a satisfactory academic track record;